We Get You
Mortgage Ready
In 90 Days
Or We Work
Until We Do.
We remove collections, wipe negative items off all 3 bureaus, and boost your credit score — so you finally get approved for the home you deserve.
See If You Qualify → Free 2-min application · No credit card requiredSound Familiar?
You're Not the Problem.
Your Credit Report Is.
Most first-time buyers think they're stuck forever. They're not — they just haven't had the right team in their corner.
Got denied for a mortgage because of collections on your report
Tried disputing yourself or through Credit Karma with zero results
Feel embarrassed every time you even think about applying again
Got burned by another credit repair company that took your money
Score stuck below 500 no matter what you try
Feel like owning a home is just never going to happen for you
The Transformation
From Denied to Approved in 90 Days
Score Below 500
Multiple collections, charge-offs, and inquiries dragging you down. Mortgage denials stacking up.
Score Near 700
Negative items removed, all 3 bureaus updated, lender approval in hand. Keys to your first home.
Average points gained in first 90 days
Bureaus disputed simultaneously
Real clients approved for mortgages
Days to mortgage readiness
The Program
The Mortgage Readiness Blueprint
Everything done for you — disputes, coaching, reporting, and support. You focus on picking your home.
Monthly Dispute Rounds
We send disputes on schedule across all 3 bureaus — Experian, Equifax, TransUnion
100% Done For You
You don't write a single letter. We handle everything from start to finish
Monthly Progress Reports
Know exactly what's been removed, what's pending, and your current score
Credit Score Coaching
Guidance on utilization, new credit, and how to maximize your score fast
Proactive Communication
We update you first — you're never left wondering what's happening
Full Customer Support
Real responses from our team — not bots, not automated replies
If we don't get results, you don't pay.
If you complete the full 90-day program and see zero improvement on your credit report, we'll refund every dollar. No hoops. No fine print games. That's our commitment to you.
Real People. Real Results.
"I had 4 collections and got denied twice. After 90 days with CinesCapital my score jumped 87 points and I got approved for my first home. I cried."
"I tried to dispute on my own for a whole year and got nowhere. These guys removed 3 collections in the first 60 days. I wish I found them sooner."
"Was skeptical after getting scammed before. But they were transparent the whole time, sent me updates every step. Went from 480 to 668. Unreal."
Ready to Start?
Your First Home
Starts Right Here.
Take 2 minutes to tell us about your situation. If you qualify, we'll get on a call and map out your exact path to mortgage approval.